Karmel Walker

I enjoy helping clients achieve their desired retirement lifestyle.

My extensive expertise enables me to fulfill the roles of “guide”, “guru” and “gladiator”.

• As a “Guide”, I am there to assist shoulder the emotional burden created on the path to retirement and ensuring a comfortable journey to a secure future.
• As a “Guru” my finance degree and years of expertise allow me to provide technical knowledge and be a “voice of reason” to help optimize retirement savings, investments, and income strategies.
• As a “Gladiator”, I play the role of an advocate and defender when clients encounter stressful retirement decisions. I achieve a deep sense of fulfillment in knowing that my expertise and advice has made a significant improvement to someone’s financial well-being and peace of mind in retirement.

I am a trusted adviser to my clients because

I have built lasting relationships by being a trusted partner in each client’s journey, sharing in their successes and providing support during challenging times.

Opportunity

I believe everyone deserves their dream retirement lifestyle and I am passionate about providing the financial advice to achieve this. Building strong relationships is key, and I want you to know that you can reach out to me anytime and I’ll always be here to support you.

Experience

I was an Executive Advisor at Viridian Advisory for 5 years and Senior Advisor at Westpac for 12 years. Previous to these roles, I was a Business Development Executive in institutional banking with the Commonwealth Bank, an advisor in Treasury and Capital Markets with the Union Bank of Switzerland and a Financial Markets advisor (Interest Rates & Foreign Exchange) with both Citibank and Barclays. 

Education

I receive intellectual satisfaction in continuously learning and staying up-to-date with the ever-evolving financial markets, strategies, and regulations.  I completed an Economics Degree at James Cook University with a government scholarship and was the recipient of 2 University prizes.

Qualifications

• Bachelor of Economics
• Advanced Diploma of Financial Planning
• Financial Advisor Standards & Ethics Authority (FASEA)
• Self-Managed Super Funds
• Margin Lending & Geared Investments
• Diploma Business Real Estate Management

Personal

I am married with two adult sons. We live close to the beach, and I swim and walk my 2 Whippets most days. I also enjoy gardening and cycling.

Next steps

Please phone on 0491 907 100 or email on karmel@freshwaterwealth.com.au

Karmel Walker Pty Ltd | ABN 28 682 705 120 | Corporate Authorised Representative No: 1313756

Licensee – Alliance Wealth Pty Ltd | AFSL no. 449221 | ABN 93 161 647 007 | www.centrepointalliance.com.au/fsg/aw

The use of the title ‘Partner’ by a representative of Freshwater Wealth is used to denote ownership in one of our Corporate Authorised Representative companies and does not and is not intended to signify that Freshwater Wealth is a partnership.