Investment Advice - FreshWater Wealth

InvestmentAdvice

Gain confidence in your investments & superannuation, knowing you’ll have strong performance that allows you to rest easy at night.

Our Client Results

Peace of Mind

Rob & Susan aligned their Superannuation to a level of risk that they were both comfortable.

Gain Confidence

Mark & Lisa invest via Superannuation, Company and Family Trust entities, with a consolidated risk profile.

Create Wealth to Enjoy

Neil & Rebecca invested the proceeds from the sale of their business & funded their retirement lifestyle.

Strategies for Success

Making money through investments can be complex and challenging. Emotions frequently lead us astray from sound practices, urging us to buy during market highs and sell during downturns.

It can also be easy to unknowingly hold onto underperforming superannuation and investments. With a ‘set and forget approach’ you may realise years later that you could have had so much more.

Our investment advice is based on:

Performance Or Lifestyle Goals

Investment Principles

Investment Research

Your Risk Comfort level

“Someone's sitting in the shade today because someone planted a tree a long time ago”.

- Warren Buffett, world's most successful investor

Determining Your Risk Comfort Level

We have a simple process to determine the level of investment return you are seeking, your risk comfort level, as well as your investment experience and timeframe.

We then describe in detail on how your investment portfolio is likely to behave and perform, so you feel totally comfortable before investing.

This image is an example only and does not necessarily represent actual or likely returns for an investor.

Investing Principles

Using the insights from your risk comfort level we consider many investment principles including:

Align investments to your risk profile
Diversify investments
Research and Review
Consider Tax Consequences
Invest and Hold Strategy
Market Timing
Stay Grounded

Investment Research

We access an unparalleled breadth and depth of qualitative research. This research allows us to provide you a best-of-breed approach, to world class investment managers. When creating an investment portfolio, we consider:

ETF’s & Index funds
Active Funds
Separately Managed Accounts (SMA’s)
Managed Discretionary Accounts
Wholesale Investments
Term deposits
Asset Allocation

Non-Bias Research

To assist us in managing the asset allocation and investment selection, we use independent research, so there is no bias or conflict of interest. We obtain investment research from Centerpoint Alliance, Morningstar and Lonsec.

Talk to A Financial Advisor Today

Ready to start your journey with Freshwater Wealth? Contact our friendly team and arrange a meeting to discuss your future.

Investment Asset Classes

At Freshwater Wealth, our investment strategy considers a broad range of asset classes to diversify your portfolio. We focus on:

• Australian Shares
• International shares
• Property
• Fixed Income
• Cash
• Alternatives

Peace of Mind

Have peace of mind with complexity removed.

Gain Confidence

Gain confidence with personalised strategies.

Enjoy Life

Create wealth to enjoy.

For A Great Retirement Lifestyle

Merran, 46 - 55 years, Spencer, NSW

Dean is a really honest and knowledgeable person who always explains all of my options thoroughly and clearly. He is always very approachable, interested in understanding and meeting my needs. I’m very…

grateful and privileged to have Dean as my adviser.

Margaret, Alexandria, NSW, 55+

I have found Roger to be an outstanding financial adviser for my needs. He is extremely knowledgeable, efficient and possesses a calm and approachable personality. Always contactable, open , patient…

and proactive in providing excellent advice when required. He follows up with regular reviews and any query (small or other) is always welcomed by him. Roger has no agenda other than to ensure his clients are comfortable with the strategy and if not he has no issue in working to ensure my risk appetite aligns. He is trustworthy and oozes integrity which is rare in the industry and I would so highly recommend him to anyone.

Joe, 56 - 65 years, Castle Hill, NSW

We have been a client of Deans for some years now. During this time, Dean has always provided honest and reliable advice in relation to our superannuation and future investments. Dean is both knowledgeable…

and understanding with his advise and always tailors his advice to the client. He is always available to clarify any queries we have in relation to his advise. We highly recommend Dean as an adviser.

Phil, 56 - 65 years, Narraweena, NSW

Roger has been advising me on my superannuation and retirement income strategies for over 7 years. He takes the time to get to know his clients and their specific needs and provides excellent service and advice

Lisa, 56 - 65 years, Rose Bay, NSW

My husband and I have been clients of Deans for over 20 years and trust his expert opinion explicitly. He is always upfront and honest with us and puts himself in our position to best advise the most suitable..

investments and financial choices. I can’t recommend Dean highly enough, not only is his knowledge extensive and up to date, he’s also a really nice person!

Vanessa, 56 - 65 years, Balgowlah Heights, NSW

Roger has helped us enormously. He restructured our insurances and helped navigate our investments for retirement. I am not financially savvy and he explains things in a way that I understand…

he has incredible communication skills – especially for me as a visual thinker. He is also very proactive and responsive. Highly recommend

Patricia, 65+ years, Hornsby, NSW

Dean has been my financial adviser for 18 years or more. I cannot speak more highly about his courtesy, integrity, his kindness and honesty and clear communication to me. He assisted me when I left work in…

applying for the age pension and now looks after my pension from my superannuation fund. I can call him at any time, and he immediately returns my calls with the explanation of whatever I am enquiring about. I am very happy with the way he has distributed my superannuation into the current portfolio I have. I would wholeheartedly recommend him to any person who was looking for advice on how to manage their financial portfolio.

Vivienne, 65+ years, Leura, NSW

Roger has been my trusted financial adviser since 2018. Roger is very approachable, patient, and really explains in plain English issues I need fuller understanding of. When it comes…

to my interests, whether that be in the area of taxation, or retirement concerns, Roger gives me piece of mind. I would highly recommend him to anyone seeking a financial adviser.

Mark, 56 - 65 years, Balmain, NSW

My wife and I have been clients of Dean’s for many years now. During this time we have found Dean to be very knowledgeable, professional and a good communicator. He provides clear sound advice in all matters…

relating to our financial security all with first class service. Highly recommended.

Jo, 46 - 55 years, Freshwater, NSW

Roger has been our adviser for approximately 5 years and he has been invaluable in providing advice around our investments to ensure we have retained the right mix of cash flow and capital growth…

He has also guided us through upgrading our home and restructuring our debt and investments, as well as providing clear and easy to understand information about our super and how we will need to plan for retirement. I would thoroughly recommend Roger to anyone seeking financial advice.

Kathleen, 56 - 65 years, Bundanoon, NSW

I would highly recommend Dean Fuchs. I have found him to be very personable and knowledgeable. His experience is broad and extensive having worked in the industry for many years. His ability to communicate…

complex information in a way that makes it easier to understand is a strength. He acts with honesty and integrity at all times. And I always feel with Dean that he truly has my best interests at the forefront of his mind.

Paul, 56 - 65 years, Balgowlah Heights, NSW

Roger has helped us with our financial planning for many years. He always communicates the issues very clearly; he is very patient and goes out of his way to ensure that everything is well understood.

Graydon, 65+ years, Narrabeen, NSW

My involvement with Roger in the Finance Industry goes back over 20 years where I have always found him to operate with integrity and a willingness to fully understand…

a client’s requirements and strategy. He listens and does not force an unwanted strategy or unsuitable investment but is willing to offer alternative opportunities to support a client’s goals.”

Terry, 56 - 65 years, Balmain, NSW

Roger was recommended to us by a friend with 15+ years experience of dealing with him. We have used him to help simplify our retirement needs for the past few years…

In this time, we have found him to be personable, honest and knowledgeable – all the requirements needed in a financial adviser. We can highly recommend.

Carmen, Beverly Hills, NSW, 45+

Roger is professional, patient and genuinely listens and cares for my financial planning needs. He is approachable and delivers clear and easy to understand strategies and recommendations…

I am very grateful of Roger’s expertise and advice, and have full confidence that my investments are in very capable hands.

Bruce, Crows Nest NSW, 65+

Roger has been my adviser for over 5 years. His style is to understand my situation and my aims/desires; then he creates strategies accordingly. Along the way he clearly explains complex issues in a simple way…

In addition he frequently makes very worthwhile suggestions. He responds very quickly and has a wealth of knowledge making him ideal to contact for any financial issues. It’s a pleasure to recommend him.

Let's Get Started

Claim the opportunity to meet our expert Financial Advisors, at no cost to you. Gain clarity on goals, get an action plan, and see how we can support your financial dreams.

Ready to get started? Fill out this form to contact our friendly team.

0412 004 665

roger@freshwaterwealth.com.au

8/309 George Street
Sydney NSW 2000