Make Gifts & Creating Inheritance

Making gifts and providing an inheritance is an amazing gesture that can change people’s lives. It feels great to make a difference and transform people’s future.

Examples of Gifts Include:

Assisting children to purchase homes cars and pay for weddings
Supporting grandchildren’s education
Facilitating a family member's entrepreneurial dream.
Assisting with the cost of medical treatment or care for a friend or loved one.
Making donations to charities that you would like to support.

Our Client Results

Peace of Mind

Justin saved up to $60,000 in tax for his adult children by changing his superannuation beneficiary.

Gain Confidence

Michael and Clare saved $112,200 in potential tax in the event they both passed away.

Create Wealth to Enjoy

Michelle’s daughter received a $95,000 refund when her mother passed away.

The Challenge

The challenge is ensuring the recipients receive your gift in a tax effective manner, as well as ensuring the asset stays in the family lineage.

Relationships can breakdown and your gift may end up with your children’s ex-partner.
Children’s businesses can have legal action against them.
A person’s Will can be challenged in court and gifts to your intended beneficiaries changed.
There are taxes to consider and potentially minimise for your beneficiaries too.
You may like a simple process for your spouse plus, ensure they don’t miss out on regular income for living expenses.

“No one has ever become poor from giving.”

Anne Frank

Our 7 step Estate Planning methodology

Making gifts is an amazing gesture and our advisors, using our 7-step methodology, can assist you in making it an enjoyable & simplified process.

Create Your Ideal Gifting Plan

This involves identifying your priorities and considering how to make the most meaningful impact with your gifts.

Consider plan B & C

We need a plan B, in the event that your beneficiary passes away at the same time (say in an accident) or before you do. For example, your partner dies in accident with you.

Consider risks

Such as your estate being contested or beneficiaries having legal action taken against them in the future.

Consider tax

For your beneficiaries. For example, superannuation death tax for adult children.

Complete a Superannuation beneficiary form

It is not as simple as it seems, and we recommend that you seek advice.

Consider gifting specific assets

Versus dividing total pool of assets as there may be tax benefits for doing so.

Consider who can act

On your behalf for financial and medical decisions, when you are overseas or unwell.

Peace of Mind

Have peace of mind with complexity removed.

Gain Confidence

Gain confidence with personalised strategies.

Enjoy Life

Create wealth to enjoy.

For A Great Retirement Lifestyle

We believe

We believe integrity is crucial for fostering trust and achieving successful outcomes. We share proven strategies with the same level of care and honesty we’d use for our own families.

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Roger Perrett is recognised as one of the Top 50 Most influential Advisers in Australia by Financial Standard.

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Centrepoint Alliance with 797 approx. advisors and $64Bn under advice.

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Years’ of combined experience, offering tailored and proven financial solutions.

Download Our Estate Planning Methodology

Learn how to use debt as a tool to amplify investment returns and secure a more enjoyable retirement lifestyle.

What Our Clients Say

Merran, 46 - 55 years, Spencer, NSW

Dean is a really honest and knowledgeable person who always explains all of my options thoroughly and clearly. He is always very approachable, interested in understanding and meeting my needs. I’m very…

grateful and privileged to have Dean as my adviser.

Margaret, Alexandria, NSW, 55+

I have found Roger to be an outstanding financial adviser for my needs. He is extremely knowledgeable, efficient and possesses a calm and approachable personality. Always contactable, open , patient…

and proactive in providing excellent advice when required. He follows up with regular reviews and any query (small or other) is always welcomed by him. Roger has no agenda other than to ensure his clients are comfortable with the strategy and if not he has no issue in working to ensure my risk appetite aligns. He is trustworthy and oozes integrity which is rare in the industry and I would so highly recommend him to anyone.

Joe, 56 - 65 years, Castle Hill, NSW

We have been a client of Deans for some years now. During this time, Dean has always provided honest and reliable advice in relation to our superannuation and future investments. Dean is both knowledgeable…

and understanding with his advise and always tailors his advice to the client. He is always available to clarify any queries we have in relation to his advise. We highly recommend Dean as an adviser.

Phil, 56 - 65 years, Narraweena, NSW

Roger has been advising me on my superannuation and retirement income strategies for over 7 years. He takes the time to get to know his clients and their specific needs and provides excellent service and advice

Lisa, 56 - 65 years, Rose Bay, NSW

My husband and I have been clients of Deans for over 20 years and trust his expert opinion explicitly. He is always upfront and honest with us and puts himself in our position to best advise the most suitable..

investments and financial choices. I can’t recommend Dean highly enough, not only is his knowledge extensive and up to date, he’s also a really nice person!

Vanessa, 56 - 65 years, Balgowlah Heights, NSW

Roger has helped us enormously. He restructured our insurances and helped navigate our investments for retirement. I am not financially savvy and he explains things in a way that I understand…

he has incredible communication skills – especially for me as a visual thinker. He is also very proactive and responsive. Highly recommend

Patricia, 65+ years, Hornsby, NSW

Dean has been my financial adviser for 18 years or more. I cannot speak more highly about his courtesy, integrity, his kindness and honesty and clear communication to me. He assisted me when I left work in…

applying for the age pension and now looks after my pension from my superannuation fund. I can call him at any time, and he immediately returns my calls with the explanation of whatever I am enquiring about. I am very happy with the way he has distributed my superannuation into the current portfolio I have. I would wholeheartedly recommend him to any person who was looking for advice on how to manage their financial portfolio.

Vivienne, 65+ years, Leura, NSW

Roger has been my trusted financial adviser since 2018. Roger is very approachable, patient, and really explains in plain English issues I need fuller understanding of. When it comes…

to my interests, whether that be in the area of taxation, or retirement concerns, Roger gives me piece of mind. I would highly recommend him to anyone seeking a financial adviser.

Mark, 56 - 65 years, Balmain, NSW

My wife and I have been clients of Dean’s for many years now. During this time we have found Dean to be very knowledgeable, professional and a good communicator. He provides clear sound advice in all matters…

relating to our financial security all with first class service. Highly recommended.

Jo, 46 - 55 years, Freshwater, NSW

Roger has been our adviser for approximately 5 years and he has been invaluable in providing advice around our investments to ensure we have retained the right mix of cash flow and capital growth…

He has also guided us through upgrading our home and restructuring our debt and investments, as well as providing clear and easy to understand information about our super and how we will need to plan for retirement. I would thoroughly recommend Roger to anyone seeking financial advice.

Kathleen, 56 - 65 years, Bundanoon, NSW

I would highly recommend Dean Fuchs. I have found him to be very personable and knowledgeable. His experience is broad and extensive having worked in the industry for many years. His ability to communicate…

complex information in a way that makes it easier to understand is a strength. He acts with honesty and integrity at all times. And I always feel with Dean that he truly has my best interests at the forefront of his mind.

Paul, 56 - 65 years, Balgowlah Heights, NSW

Roger has helped us with our financial planning for many years. He always communicates the issues very clearly; he is very patient and goes out of his way to ensure that everything is well understood.

Graydon, 65+ years, Narrabeen, NSW

My involvement with Roger in the Finance Industry goes back over 20 years where I have always found him to operate with integrity and a willingness to fully understand…

a client’s requirements and strategy. He listens and does not force an unwanted strategy or unsuitable investment but is willing to offer alternative opportunities to support a client’s goals.”

Terry, 56 - 65 years, Balmain, NSW

Roger was recommended to us by a friend with 15+ years experience of dealing with him. We have used him to help simplify our retirement needs for the past few years…

In this time, we have found him to be personable, honest and knowledgeable – all the requirements needed in a financial adviser. We can highly recommend.

Carmen, Beverly Hills, NSW, 45+

Roger is professional, patient and genuinely listens and cares for my financial planning needs. He is approachable and delivers clear and easy to understand strategies and recommendations…

I am very grateful of Roger’s expertise and advice, and have full confidence that my investments are in very capable hands.

Bruce, Crows Nest NSW, 65+

Roger has been my adviser for over 5 years. His style is to understand my situation and my aims/desires; then he creates strategies accordingly. Along the way he clearly explains complex issues in a simple way…

In addition he frequently makes very worthwhile suggestions. He responds very quickly and has a wealth of knowledge making him ideal to contact for any financial issues. It’s a pleasure to recommend him.

Create wealth for you to enjoy

Are you ready to take the first step towards financial independence and a rewarding retirement? Allow us to guide you through the complexities of wealth management with clarity and confidence.