About Us

Peace of mind, confidence and certainty feels great, especially in retirement. Our experienced advisors, with the support of a large team behind them, love to help people and create financial strategies. All so you can rest easy.

“Like Freshwater - we strive to provide a financial service that is clear, valuable and enjoyable.”

Centrepoint Alliance

Financial Advisors must operate under an Australian Financial Services Licence. Our licensee is backed by Centrepoint Alliance. This partnership can provide you with peace of mind knowing you will have strength, capability, infrastructure and support.

One of the largest licensees in Australia

ASX listed since 2002

797 Financial advisors & $64BN under the Centrepoint Advice network

Australia Wide

Centrepoint Provides

Investment Research

You can rest assured that the investments we recommend are based on a well-researched best-of-breed approach, accessing world class investment managers.

Auditing

Feel comforted knowing your advisor is supported by a skilled and experienced team who ensure our processes and advice is focused on your best interests.

Education & Training

Have peace of mind that your advisor is knowledgeable and up to date with the latest changes in legislation, to provide you the highest quality of advice.

Create wealth for you to enjoy

Are you ready to take the first step towards financial independence and a rewarding retirement? Allow us to guide you through the complexities of wealth management with clarity and confidence.

1000

Roger Perrett is recognised as one of the Top 50 Most influential Advisers in Australia by Financial Standard.

$ 0 B

Centrepoint Alliance with 797 approx. advisors and $64Bn under advice. 

0 +
Years’ of combined experience, offering tailored and proven financial solutions.

Our Team

The Freshwater Wealth team is a dynamic blend of seasoned professionals and innovative thinkers, all united in their passion for delivering exceptional financial advice.

Each team member contributes a unique set of skills, but all share the common goal of delivering personalised financial strategies that align with your individual needs and goals. We pride ourselves on being more than just advisors; we are your partners in navigating the path to wealth creation.

Roger Perrett

Partner & Founder

Executive Financial Advisor

B.Bus ADFP ADA1 SMSF
Authorised representative number 1002667

I really enjoy creating wealth for successful high net worth professionals, wanting a great retirement lifestyle.

I have been recognised by Financial Standard as a Top 50 Advisor & have been quoted in the Financial Review, Financial Standard and Money Management publications. As well as advising my own clients, I have led Advice teams for the past 15 years, including the largest Advice business in Westpac/BT Financial Group.

I have found over the past 25 years when providing financial advice, that most people are not aware of the opportunities they are missing out on & the risks they are exposed. I’m often asked, ‘Is there anything else I could be doing’?

The challenge for people is that investing successfully is a challenge. Also, to maximise tax benefits and understand the rules is an ever-changing minefield that most people do not have the time or interest in.

For your peace of mind, my advice follows our ‘7 Step Wealth Creation Framework’ and as a client, you will:
• Have peace of mind with complexity removed,
• Gain confidence with personalised strategies,
• Enjoy life & retirement.

I believe everyone deserves a great retirement and I would really enjoy creating a great experience for you. Relationships are important and you can contact me at any time – I will always be there for you.

On the personal side, we have two great children and live on the Northern Beaches. In my spare time I love sailing with friends.

I would love to assist so please reach out.

Education

  • Bachelor of Business – Finance & Marketing
  • Advanced Diploma of Financial Planning
  • Financial Advisor Standards & Ethics Authority (FASEA)
  • Self-Managed Superannuation Funds
  • Accredited Derivatives Advisor ADA 1
  • Margin lending & Geared Investments

Freshwater Wealth Management Pty Ltd | ABN 296 731 232 45 | Corporate Authorised Representative No. 1307016

Licensee – Alliance Wealth Pty Ltd | AFSL No. 449221 | ABN 93 161 647 007 | www.centrepointalliance.com.au/fsg/aw

Jonathan Harris

Partner

Executive Financial Advisor

B Bus, MFinPlan, GradDipMgmt, CFP®, SSA®

Authorised representative number 1308906

I create wealth and peace of mind for successful professionals and those nearing retirement by:

  • Giving peace of mind with the complexity removed
  • Provide confidence with personalised strategies
  • Allowing you to enjoy family, friends, health, and retirement now and into the future.

I have

  • 13 + years’ experience (7 years with Westpac)
  • A Bachelor of Business, a Masters (Financial Planning) and an accredited Certified financial Planner and SMSF Specialist.  
  • 18 years (former corporate career) predominantly in financial services.

The challenge

Investing over the long term can be difficult with lots of reasons to stop or change course. Changing legislation and having the time to focus is often not a priority.  This can lead to lack of direction and ultimately mistakes which are hard to recover from. 

Our Solution

For your peace of mind, I will listen to what is important for you and what the future holds. Using our ‘7 Step Wealth Creation Framework’, my recommendations will be tailored so you will:

  • Have peace of mind with complexity removed,
  • Gain confidence with personalised strategies,
  • Enjoy life & retirement.

Beliefs

I believe everyone deserves a great retirement and I would really enjoy creating a great experience for you. Relationships are important and you can contact me at any time – I will always be there for you.

  • Integrity creates trust and trust is the foundation of success.
  • Listen, be approachable & make it easy.
  • Share formulas for success to help others.
  • Only recommend strategies that we would do ourselves & for our families.
  • Be transparent & always call people back.
  • Complete forms (where possible) as our customer’s time is valuable.
  • Advice should be in writing as we should be accountable.
  • Having great attention-to-detail so our customers don’t need to.

Personal 

We have four grown children and live on the lower north shore. In my spare time I cycle and follow the Richmond Tigers.

Jonathan Harris Advisory Pty Ltd | ABN 87633672509 | Corporate Authorised Representative No. 1308906

Licensee – Alliance Wealth Pty Ltd | | AFSL No. 449221 | ABN 93 161 647 007 www.centrepointalliance.com.au/fsg/aw 

Dean Fuchs

Partner

Executive Financial Advisor

CFP, ADFP, SMSF

Authorised representative number 1006109

I have dedicated my career to helping business owners, individuals, and families, achieve their financial goals with confidence and clarity, whilst standing by their side through market fluctuations and life transitions.

Whether you’re envisioning a secure retirement or seeking to cultivate and safeguard your wealth, my aim is to offer personalised guidance tailored precisely to your unique needs and aspirations.

With over 30 years of industry experience, including roles in both commercial and private bank for Westpac/BT Financial Group. I am proud to be a founding partner of Freshwater Wealth. I am an accredited Certified Financial Planner (CFP) and a member of both the Financial Planning Association of Australia (FPA) and the Tax Practitioners Board (TPB).

I aim to simplify the complexities for you, by staying informed about evolving tax regulations and financial rules. I recognise that managing these aspects can be challenging amidst busy lives and competing interests. So, I am here to guide you on your journey towards successful investing. You can be assured that your financial goals are my top priority.

Throughout my career, I have earned a reputation for being personable, trustworthy, and operating with a commitment to ethics and integrity. For me, building enduring client relationships is not only my job it’s my passion.

On a personal level, I am married with two children. I have a love for sports and enjoy staying fit. I particularly enjoy playing golf, and one of my lifelong dreams is to one day attend the US Masters.

I have

  • 30+ years’ experience, including 21 years at Westpac.
  • Certified Financial Planner (CFP)
  • Member of the Financial Advice Association Association (FAAA)
  • Member of the Tax Practitioners Board (TPB)

Freshwater Wealth Advice Pty Ltd | ABN 64 173 552 435 | Corporate Authorised Representative No. 1006109

Licensee – Alliance Wealth Pty Ltd | AFSL No. 449221 | ABN 93 161 647 007 | www.centrepointalliance.com.au/fsg/aw

Queenie Shen

Senior Associate

BEc GradDipFP FFin

My role and goal as a Senior Associate is to support our advisors in every way I can to help our clients create wealth so they can enjoy a great retirement lifestyle. I enjoy problem solving so formulating financial strategies and tailoring solutions to meet our clients’ goals and objectives have always been my passion. I love talking to people and hearing their life stories as every story is unique and filled with invaluable experiences. I hope to be able to contribute to and be part of our clients’ stories in a small way.

I have worked in the financial services industry for over 25 years in a variety of roles both in Australia and overseas including Financial Planning, Superannuation, Private Banking, Corporate Relationship Banking and Transactional Banking.

In 2010, I stepped back from my financial services career to raise our two beautiful daughters. Currently I work part time so I can continue to look after my family and utilise my financial planning skills and technical knowledge to help our clients achieve their financial goals. In my spare time, I enjoy watching cooking shows and reading food blogs and my family loves cruising and savouring culinary delights.

Education

  • Bachelor of Economics (Finance)
  • Graduate Diploma of Financial Planning
  • Self-Managed Superannuation Funds

Freshwater Wealth Management Pty Ltd | ABN 29 673 123 245 | Corporate Authorised Representative No. 1307016

Licensee – Alliance Wealth Pty Ltd | AFSL No. 449221 | ABN 93 161 647 007 | www.centrepointalliance.com.au/fsg/aw

What Our Clients Say

Let's Get Started

Claim the opportunity to meet our expert Financial Advisors, at no cost to you. Gain clarity on goals, get an action plan, and see how we can support your financial dreams.

Ready to get started? Fill out this form to contact our friendly team.

0412 004 665

roger@freshwaterwealth.com.au 

8/309 George Street
Sydney NSW 2000  

FY 23 Results Presentation and Strategy Update.

As at 30/6/2023 Centrepoint has 511 advisers operate under their licenses as authorised representatives & 196 boutique AFSLs operate under their own license, representing 797 advisers 5 salaried financial advisers (page 28). FUA and value chain revenue are estimated based on internally generated assumptions FUA (page 20).