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Investment Success: Achieve Performance Goals While Sleeping Soundly

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Roger Perrett

Executive Financial Advisor

In the realm of investments and superannuation, navigating the turbulent waters of market volatility can be a daunting task. Every investor dreams of achieving their financial goals while enjoying peaceful nights, free from the anxiety of market volatility.

The problem?

Many investors embark on their financial journey without a clear understanding of their risk profile. They may chase high returns without considering the potential downside, leaving them vulnerable when there is market volatility. When turbulence strikes, they panic and make hasty decisions, selling their investments at the worst possible time—when prices are plummeting.

But what if there was a better way?

What if investors could approach their financial journey with confidence, armed with a thorough understanding of their risk tolerance and investment behaviour? What if before you invest a dollar, you know exactly the potential range of performance outcomes you may experience?

We believe that understanding your risk profile is the key to achieving financial success and peace of mind. We offer a simple process to help you determine your risk profile and recommend the most suitable investment strategy to align with your goals.

Our approach focuses on four critical numbers that every investor should be aware of:

  1. Performance Target: Define your target returns based on your financial goals and risk tolerance.
  2. Frequency of Negative Years: Understand how often your investment portfolio may experience negative returns.
  3. Average Negative Year: Determine the average magnitude of losses during negative years.
  4. Worst Case Negative Year: Prepare for the worst-case scenario by evaluating the maximum potential loss in a given year.

By understanding these key metrics, investors can set realistic expectations for their portfolios and make informed decisions before periods of market volatility.

When market volatility does occur, you can rest easy because you knew this was a certainty before starting to invest. Although few people like volatility, you were expecting it to occur and can pre-empt how you would react, ahead of time.

With a clear understanding of your risk profile, you can sleep soundly at night, knowing that your investments are aligned with your goals and tolerance for risk. You also know that holding and not selling is key for your financial success.

Don’t let uncertainty derail your financial journey. Contact us today to discover your risk profile and chart a course toward a brighter financial future. Together, we’ll navigate the seas of investment with confidence and clarity, ensuring that you achieve your goals while enjoying peace of mind along the way.


This information is general advice. We have not considered your objectives, personal or financial circumstances. You should consider the appropriateness of the advice for your circumstances before making any decision. You should obtain and consider the relevant Product Disclosure Statement and seek the assistance of an authorised financial adviser before making any decision regarding any products or strategies mentioned in this communication.

Past performance is not an indication of future performance.

This presentation has been prepared and presented by Roger Perrett, Freshwater Wealth Management Pty Ltd CAR no.1307016, Alliance Wealth Pty Ltd AFSL No.449221. This information cannot be used or copied in whole or part without our express written consent.

While every effort has been made to ensure the accuracy of the information, it is not guaranteed. It is based on our understanding of regulations and laws as at the publication date. As these are subject to change you should talk to a professional adviser for the most up-to-date information.

To the maximum extent permitted by law, no person including Alliance Wealth Pty Ltd nor its related entities, employees or representatives accepts responsibility for any loss suffered by any person arising from reliance on this information.

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